Increase Recurring A/R receivables with a Virtual Terminal & Gateway

Recurring Payments
New and tested Recurring payments tools provide the most reliable & safe method to get paid. Rather than billing customers repeatedly, you are paid automatically via their designated checking account or credit card. These tools place you more in control of how and more importantly when payments are received. A critical component of any successful business; increased cash flow !

Your customers don't have to worry about checks, postage or late fees; you don't have to send statements by U.S. snail mail or wonder when your money will be "in the mail".

Businesses who serve a customer base that is billed regularly (recurringly) can process credit cards and deposit checks more quickly and easily with a virtual terminal payment gateway.

If you have a scheduled services or a membership based business, your customers can pre-arrange to automatically make payments directly from their account to yours. Some examples are landscapers, healthclubs, Investment advisors, Collections, pest control, chiropractor, even orthodontical and dentists.

• Simplify your payment processing:
  One system processes both credit card and check payments
  Convenient 24 hour access to payment processing and reporting
  Automated recurring billing
  Improved cash flow
  Fraud detection and prevention
  Reduce invoicing costs by 90%
• Send invoices by email with a link to make a payment for outstanding balance accounts
• Create newsletters annoucing new services, products, or just to provide information.
  

How Does a Recurring Payment Virtual Terminal Work?
A recurring payment Virtual Terminal allows you to process credit card and check transactions from any computer with an Internet connection in the world. You simply login to a secure website with a login and password and you are able to charge cards, perform authorizations, and even process credits. It is ideal for businesses who are accepting credit cards over the phone, via email or fax.

In addition, you have complete online reporting of all your transactions and orders. You can interface with your accounting software or spreadsheets.

Addtional Uses for a Virtual terminal:
-Accepting credit card payments by internet, phone, fax or email!
-Mail order businesses
-Call center operations
-Insurance companies
-Newspapers and magazines
-Trade Shows
-Carpet Cleaning Businesses
-Charities
-Utility companies
-Service companies

With an Online Virtual Terminal You Can:
-manually enter credit card transactions for mail or phone order sales.
-refund money to a customer's credit card.
-automatically bill customers for recurring charges.
-check the status of transactions, and run a variety of reports.
-capture previously authorized transaction.

Business Cash Advance; A timely way to obtain working capital.

A Business Cash Advance (BCA) is one tool that can be a terrific way for a company to get the timely funding it needs; within a few business days. Business Cash Advances for merchants are provided by companies who purchase a pre-determined amount of future Visa/MasterCard sales receipts. Payments come directly from the business credit card merchant account through a percentage of each credit card transaction your business makes. The amount due is not fixed over time, doesn't include cash & check transactions, and are comparatively simple to obtain.

Many businesses cannot obtain a standard business loan from a bank when they need working capital. The bank's process is time consuming. Many businesses don't have the credit rating or strength that appeal to banks. Some businesses require a prompt infusion of a few thousand dollars, some need $250,000.00 or more. Banks usually won't take risks and require collateral plus fees as well as a personal guarantee. There is usually an application fee whether the loan is approved or not.

Additionally, a Cash Advance can be obtained by a business that is 6 months new. You do not have to use your personal guarantee in many cases, sometimes it is required. Funding amounts available range from $5,000 up to $1,000,000 based on gross sales volume and past credit/debit card receipts.